:root{--navy:#0F2A43;--orange:#F5842B;--orange-hover:#e0761f;--ink:#12212e;--muted:#5b6b78;--line:#e6eaee;--surf:#f6f8fa;--white:#fff}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);line-height:1.6;background:var(--white)}
a{color:var(--orange);text-decoration:none}
a:hover{text-decoration:underline}
.wrap{max-width:1040px;margin:0 auto;padding:0 20px}
header.site{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.92);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;height:64px}
.brand{display:flex;align-items:center;gap:10px;font-weight:800;color:var(--navy);font-size:18px;letter-spacing:.2px}
.brand img{height:30px;width:auto}
.nav-cta{display:flex;align-items:center;gap:14px}
.btn{display:inline-block;background:var(--orange);color:#fff;font-weight:700;padding:11px 20px;border-radius:10px}
.btn:hover{background:var(--orange-hover);text-decoration:none}
.btn.ghost{background:transparent;color:var(--navy);padding:8px 6px}
.hero{background:var(--navy);color:#fff;padding:64px 0 56px}
.hero h1{font-size:40px;line-height:1.15;margin:0 0 16px;font-weight:800;letter-spacing:-.5px}
.hero p.lead{font-size:19px;color:#cdd8e2;max-width:720px;margin:0 0 28px}
.hero .btn{font-size:16px}
.hero .sub{margin-top:14px;font-size:14px;color:#9fb2c2}
.kw{color:var(--orange)}
section{padding:52px 0}
section.alt{background:var(--surf)}
h2{font-size:28px;font-weight:800;color:var(--navy);margin:0 0 10px;letter-spacing:-.3px}
.section-intro{color:var(--muted);max-width:760px;margin:0 0 30px;font-size:17px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px}
.card h3{margin:0 0 8px;font-size:18px;color:var(--navy)}
.card p{margin:0;color:var(--muted);font-size:15px}
.faq{max-width:820px}
.faq details{border-bottom:1px solid var(--line);padding:16px 0}
.faq summary{font-weight:700;color:var(--navy);cursor:pointer;font-size:17px;list-style:none}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";float:right;color:var(--orange);font-weight:800}
.faq details[open] summary::after{content:"−"}
.faq p{color:var(--muted);margin:10px 0 0}
.cta{background:var(--navy);color:#fff;text-align:center;border-radius:16px;padding:44px 24px;margin:8px 0}
.cta h2{color:#fff}
.cta p{color:#cdd8e2;max-width:620px;margin:0 auto 22px;font-size:17px}
.related a{display:inline-block;margin-right:18px;font-weight:600}
footer.site{border-top:1px solid var(--line);padding:30px 0;color:var(--muted);font-size:14px}
footer.site .wrap{display:flex;flex-wrap:wrap;gap:14px;justify-content:space-between;align-items:center}
ul.checks{list-style:none;padding:0;margin:0}
ul.checks li{padding:7px 0 7px 28px;position:relative;color:var(--ink)}
ul.checks li::before{content:"✓";position:absolute;left:0;color:var(--orange);font-weight:800}
@media(max-width:640px){.hero h1{font-size:30px}.hero p.lead{font-size:17px}h2{font-size:23px}.nav-cta .btn.ghost{display:none}}